Home » Do I need insurance to ride an electric bike?
You do not need insurance to ride on the road. But you may want to insure against theft. Many Household Policies include bicycle insurance, but you should check that the value of the bike is covered. If not, you may want to buy special insurance. As always, remember to check the small print on whether the bike is covered in the event of a theft of an unlocked bike or if your lock is inadequate/meets a set criteria by your insurer.